Dollars & Sense

In the latest episode of Dollars & Sense, recorded from sunny San Diego, the Freedman Financial team shares their biggest takeaways from Focus 2026. As they reflect on the conference, one theme stands out: while many advisors have different styles in the approach they take with their clients, Freedman Financial continues to believe that comprehensive, holistic financial planning is the foundation of its approach.

What does that mean for our clients and the families we serve? How does a holistic approach help individuals and families organize and coordinate the many pieces of their financial lives as they approach their retirement years?

Listen to this week's episode to hear the team's reflections from Focus and learn why comprehensive planning remains at the center of everything we do.

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1159836

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

Why do people continue carrying credit card balances when they have the cash to pay them off? In this week's episode of Dollars & Sense, we explore why so many people continue carrying credit card balances even when they have more than enough money in savings to pay them off.

Using a real-life client example, we discuss the psychology behind debt, why people are often reluctant to see their bank account balances decline, and how costly credit card interest can quietly work against long-term financial goals.

While many consumers try to outsmart the credit card companies with different repayment strategies, there's one factor that often gets overlooked: compounding interest. The same force that can help grow your wealth can also erode it when debt enters the equation.

Tune in to learn how shifting your perspective can help put compounding interest to work for you instead of against you.

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1156913

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

Marion is joined by Christian this week to discuss one of the most important milestones in financial planning: preparing for retirement. While many people focus on the excitement of leaving work, they often overlook the critical steps that should be taken before making the transition. Together, they explore the importance of knowing your spending number, understanding your income needs, and creating a plan that supports you long term.

Join Marion and Christian as they break down key retirement planning concepts in clear, practical terms and share insights to help you feel more confident about your financial future in this week's episode.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1155907

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

Marc is joined by Christian this week to discuss one of the newest developments in retirement planning: the Trump Account, a new type of savings account designed to help children and grandchildren under the age of 18 begin building wealth for the future. Together, they explore how the account works, who may benefit most, and whether it has the potential to strengthen the financial outlook for future generations.

Join Marc and Christian as they break down the details in clear, practical terms, examine the opportunities and challenges surrounding this new retirement savings vehicle, and share insights to help families better understand its potential role in long-term financial planning in this week’s episode.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1147793

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

 

Marc is joined by Marion this week to answer some of the most common questions they’ve been hearing from clients about financial marketing, media messaging, and how to become a more informed consumer. Together, they explore the growing volume of advertisements, promotions, and financial offers that land in our inboxes every day. They discuss how investors can take greater control over what communications they receive and what deserves their attention. Their conversation highlights the importance of critical thinking and maintaining perspective when evaluating the financial stories and trends dominating the news cycle.

Join Marc and Marion as they break down the marketing messages competing for your attention, uncover the value hidden in the fine print, and provide helpful insights for becoming a more confident and informed consumer in this week’s episode.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1135985

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

Investments are only one piece of your financial picture.

 

In this episode of Dollars & Sense, Marion & Christian explore how life insurance fits into a retirement strategy, the difference between term and permanent coverage, and whether your insurance still serves a purpose as you move into the second half of life. Learn how to evaluate what you have today and whether it still supports your long-term goals.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1138635

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Youtube Music
TuneIn + Alexa
Pandora
PodBean

Marc is joined by Marion this week for a reflective conversation following America’s 250th birthday celebration, using the milestone as an opportunity to look at how much has changed—and how much has stayed the same—over the generations. Together, they discuss the rapid pace of modern life, how technology has transformed the way news and information spread, and the growing differences in opinions and perspectives shaping conversations across the country.

They explore areas where financial thinking remains rooted in the past. From long-standing money habits and outdated financial assumptions to lessons passed down from one generation to the next, Marc and Marion examine how some traditional approaches continue to influence decision-making today—sometimes for better and sometimes for worse.

Join Marc and Marion as they reflect on the evolution of our society, challenge generational money myths, and offer practical insights to help you build a financial strategy that is grounded in both wisdom and modern realities in this week’s episode.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1135985

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora

Marc is joined by Marion this week for a timely conversation as we approach the midpoint of the year and look ahead to America’s 250th anniversary. Together, they reflect on how global events—like the World Cup—have a unique way of bringing people together, creating space for a wide range of perspectives and shared experiences across cultures.

They explore how narratives around politics and economics are often shaped by social media and the circles we’re part of, leading to common misconceptions and broad generalizations. Drawing on these observations, they introduce a recent post from their LinkedIn page, “6 Money Myths,” to challenge some of the assumptions that can impact financial decision-making.

Join Marc and Marion as they unpack the influence of today’s global environment, offer a fresh perspective on widely held beliefs, and share practical insights to help you think more clearly about your financial future in this week’s episode

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

 

Tracking #: 1131771

 

Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

Marc and Marion are back from a trip to the Wharton School in Philadelphia for an LPL Financial conference.  

The theme of the discussions at the conference was how to you protect your business from competitors. How do you find what makes YOUR business unique so that other businesses can’t overtake you? 

Well, we have a pretty good answer. You’ll have to listen to the full episode to find out! 

A full complement of Dollars & Sense broadcasts found here. 

 

DISCLOSURES:  
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations. 

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you. 

 

Tracking #: 1128193 

 

Dollars & Sense podcast now streaming on: 
Spotify 
iHeartRadio 
Apple Podcasts, previously known as iTunes 
Google Podcasts 
TuneIn + Alexa 
Pandora 
PodBean 

As they approach retirement or are already across the finish line, we’ve noticed that more and more of our clients are looking to sell their homes and move into a condo or townhome. And while that typically wouldn’t be an issue for retirees who own their home completely, there actually are quite a few hoops they may have to jump through. On this week’s edition of Dollars & Sense, Marc and Marion discuss the difficulty of securing a home loan as a retiree, why many retirees are looking into home loans at all, and whether moving is actually a good choice in retirement.

 

A full complement of Dollars & Sense broadcasts found here.

 

DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations. Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you. Tracking #: 1125501