BROADCAST: Dollars & Sense, 05/22/2022

Episode Summary: On this episode of Dollars & Sense, Marc Freedman, CFP® and Marion Gilman, CFP® continue the discussion on strategies for managing your investment portfolio in the midst of market turbulence, rising interest rates and skyrocketing inflation.

SEGMENT 1: (00:49) Investing should be a long term commitment.

SEGMENT 2: (15:30) Where did the free bread go? The stock market going up and down is just one of the many challenges we will face in life. Another is the current car inventory situation. However, there are ways to work around this.

SEGMENT 3: (31:30) Hope is not a strategy. You should live well within your means. Do not spend what you one day hope to have, only spend based on your current income today.

SEGMENT 4: (43:50) Who benefits the most from working with a financial professional?

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

BROADCAST: Dollars & Sense, 05/15/2022

Episode Summary: Marc Freedman, CFP® and Marion Gilman, CFP® discuss strategies for managing your investment portfolio in the midst of market turbulence, rising interest rates and skyrocketing inflation.

SEGMENT 1: (00:49) Learn about some exciting changes at Freedman Financial and how to make rational investment decisions during emotional times.

SEGMENT 2: (17:02) Answering your questions: What is contributing to marketing volatility? Are we overdue for a market correction? How to bonds work? … And more!

SEGMENT 3: (32:13) We are living in times of high anxiety, and the crazy housing market is currently a cause of this.

SEGMENT 4: (42:20) How does Freedman Financial build the confidence of a nervous investor?

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

BROADCAST: Dollars & Sense, 05/08/2022

Episode Summary: Marc is joined by his wife Laura for a special Mother’s Day broadcast. During this segment, Marc and Laura discuss the best piece of financial advice listeners have received from their mothers, aunts, and grandmas. Marc and Laura also share advice they have received from their own moms.

SEGMENT 1: (00:55) Shop smart and do your research when shopping! When you can, buy the best quality items. Better quality items last longer and will not need to be replaced as often.

SEGMENT 2: (14:48) If you are not happy in your current job, determine why that is. Money may not always be the root of the problem at a job.

SEGMENT 3: (30:16) Spend some of your money on you, you deserve it.

SEGMENT 4: (42:20) Teach your kids how to be independent and financially responsible. Save more than you spend and if you cannot afford it, do not buy it.

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

BROADCAST: Dollars & Sense, 05/01/2022

Episode Summary: Marc is live in studio this week and is joined by Christian Karcher, CFP®, Director of Financial Planning. During this show, they discuss the questions you should be asking to prepare for transitioning to retirement.

SEGMENT 1: (1:18) Where do you want to travel to and live during retirement?

SEGMENT 2: (17:00) What am I going to do with my free time during retirement?

SEGMENT 3: (25:22) Am I going to spend money the same way in retirement that I am today?

SEGMENT 4: (32:33) What is my tax rate going to be in retirement?

SEGMENT 5: (45:46) What does my current estate plan look like?

A full complement of Dollars & Sense broadcasts found here.

DISCLOSURES:

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

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Dollars & Sense podcast now streaming on:

Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean

BROADCAST: Dollars & Sense, 04/24/22

Episode Summary: Marc is live in studio this week. APRIL is Financial Literacy month and dedicated the entire broadcast to the subject. Marc is joined by Christian Karcher, CFP®, Director of Financial Planning, and Marion Gilman, CFP®, Executive Vice President and Partner to discuss FINANCIAL LITERACY.

SEGMENT 1: (1:18) How do people think about Money?! Christian spotlights the level the paradigm of keeping cash has changed.

SEGMENT 2: (16:48) What is an investor to do when inflation is higher than interest?

SEGMENT 3: (33:31) Focus on knowing how money comes and goes out of the household.  Don’t think of it as a budget… think of it as a financial plan. ‘Live within your means’.

SEGMENT 4: (46:12) Strategies as to how you can build a financial plan to get yourself ready for your financial future.

SPECIAL EPISODE ADDITIONS: FINRA Foundation study, Testing the Effectiveness of Financial Education Across 76 Randomized Experiments, found here https://www.finrafoundation.org/sites/finrafoundation/files/Financial-Education-Matters-Testing-Effectiveness-Financial-Education_1.pdf

FINRA Financial Capability Quiz, found here. https://www.usfinancialcapability.org/

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A full complement of Dollars & Sense broadcasts can be found here. #Enjoy

• Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
• Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
• Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/ 
• If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

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Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs;

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

BROADCAST: Dollars & Sense, 04/10/22

Episode Summary: Marc chats about his recent schooling in tequila and how some folks are surprised at their tax obligation… can you say… Capital Gains.

SEGMENT 1: (1:18) Marc discusses his ‘tequila revelation… and answers why your tax obligation for 2021 is an unexpected one for some.

SEGMENT 2: (18:17) Capital gains and taxes, can you minimize distribution?

SEGMENT 3: (35:18) Mortgage rates and housing prices.

SEGMENT 4: (50:53) Listener questions 

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A full complement of Dollars & Sense broadcasts can be found here. #Enjoy

• Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/
• Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense
• Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/ 
• If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

--

Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs;

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

BROADCAST: Dollars & Sense, 04/03/22

Episode Summary: Marc is live in-studio and asks if you have a full picture of your financial situation… in its entirety? Without it, you don’t have a ‘financial plan’.

SEGMENT 1: (1:25) Having an investment account does not constitute a ‘financial plan’.

SEGMENT 2: (15:50) Capital gains and taxes

SEGMENT 3: (32:10) Now is the time to get serious about financial planning.

DISCLOSURES: During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial. Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

A full complement of Dollars & Sense broadcasts is found here. #Enjoy

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Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/

Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense

Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/ 

If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

--

Dollars & Sense is hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families.

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

BROADCAST: Dollars & Sense, 03/06/22

Episode Summary: Marc is live in-studio and discusses February investment statements, the market impact caused by Geo Politics, welcomes Ryan Detrick from LPL and, ‘Going Green’ with your tax docs.

SEGMENT 1: (1:18) ‘Don’t open your February investment statements’.

SEGMENT 2: (17:34) Ryan Detrick, CMT, Senior Market Strategist from LPL joins Marc. [LPL Street View content found here: https://www.youtube.com/channel/UCpHA66weGt-2yyETrfeDAyg]

SEGMENT #3: (33:31) Going Green! Paperless investment statements=GOOD, Paperless tax documents=NOT!

SEGMENT #4: (48:07) How will the sanctions on Russia impact my portfolio?

A full complement of Dollars & Sense broadcasts found here. #Enjoy

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Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/ 

Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense 

Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/ 

If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

--

Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs;

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

BROADCAST: Dollars & Sense, 02/20/22 Episode Summary: Marc is live in-studio and discusses what to expect in the markets considering Russia’s military movement, and what it means to be a fiduciary.

• SEGMENT 1: (1:14) Should Russia’s military movement make you nervous about the market? No BUT…
• SEGMENT 2: (18:27) Marc chats about ‘things you can control’.
• SEGMENT #3: (34:18) Learn what Freedman Financial delivers for the fee that you pay. (Freedman Financial is a fiduciary, which means that they make investment decisions with your best interest in mind.)
• SEGMENT #4: (58:34) What is a ‘Target Date Fund’?

Special episode additions: NONE!

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A full complement of Dollars & Sense broadcasts is found here. #Enjoy

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Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/

Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense

Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/

If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

--

Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. 

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.

BROADCAST: Dollars & Sense, 02/13/22

Episode Summary: Marc is joined by his wife Laura for the annual ‘COUPLES & MONEY’ broadcast, just in time for Valentine’s Day.

SEGMENT 1: (1:15) Laura shares a friend’s ‘3 couple rules’. Make and stick to a collective budget, Pay yourself first, and make sure you’re financially set before you extend help to others.

SEGMENT 2: (16:47) Listeners call in with their couple’s investment questions. Laura shares some dubious advice. [wink, wink]

SEGMENT #3: (30:32) Listeners call in. Laura chats about the need to set a collective budget when preparing for a vacation.

SEGMENT #4: (50:21) Laura and Marc close with some out-of-the-box ‘couples advice'. Think grocery store.

Learn more about Marc and Freedman Financial at: https://www.freedmanfinancial.com/ Listen to the Dollars & Sense podcast: https://www.freedmanfinancial.com/our-radio-show-dollars-and-sense Don’t forget to sign-up for our weekly newsletter, Planning Pointers: Sign-up found at the bottom of every page at: https://www.freedmanfinancial.com/

If you have a question or a topic that you would like answered, e-mail it directly to Marc at marc@freedmanfinancial.com.

--

Hosted by CFP® Marc Freedman of Freedman Financial, "Dollars & Sense" is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart financial decisions for themselves and their families. &nubs;

*** FINANCIAL ADVICE IN A LANGUAGE YOU CAN UNDERSTAND^® ***

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_________________________

During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.

Financial Planning and Investment advice is offered through Freedman Financial, an SEC Registered Investment Advisor located in Peabody, Massachusetts. Securities are offered through LPL Financial, a Member of FINRA and SIPC. Freedman Financial is a separate entity from LPL Financial.

Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.