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Dollars & Sense: Financial Advice in a Language You Can Understand®
Episodes
Thursday Aug 17, 2023
Thursday Aug 17, 2023
We pride ourselves on not only paying attention to the financial aspect of your life but to look at your life holistically. Marion recently heard the saying “live by design, not by default.” Isn’t that the ultimate goal? What life do you want to create and what do you want to do in your life? We think it’s pretty important to keep that in mind not only in retirement age but also along the way.
By default, we are conditioned to join the workforce after completing school, find a partner, own a house, have children, and save, save, save. When you get into your sixties and have lived this lifestyle for 30-40 years, you may find it hard to transition into a lifestyle of relaxation, enjoyment, and living by design as to what you want to do.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion give a special shout-out to Marc’s son, Jerry, and talk about living by design and not be default in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 468612
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Thursday Aug 10, 2023
Thursday Aug 10, 2023
We just back from attending the LPL Financial Focus conference in beautiful San Diego. We had a great time networking and hearing about the latest products, tools, and ideas for us to implement.
During the conference, LPL President & CEO, Dan Arnold, made a thought-provoking statement. He said, “Ideas are interesting but execution is everything.” This got us thinking about some of the conversations we have with our own clients. A lot of clients come to our office with all of these ideas that they want to do. Then before they know it, decades pass by and they forget about fulfilling these ideas, dreams, and goals that they had – simply because they didn’t know how to execute. If this resonates with you in the slightest, don’t let time continue passing by. Our doors are always open and we’re happy to discuss financial strategies that are right for you so you can continue pursuing your dreams and goals. Contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about the importance of executing a financial strategy in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 466171
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
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Thursday Aug 03, 2023
Thursday Aug 03, 2023
It’s amazing how many times we run into people who say the old adage, “well this time it’s different.” Whether they’re talking about the markets, the weather, how people prepare food, and everything else in between. You know what? It’s never different. We go through these hills and valleys and everything always works itself out. Inflation is the perfect example. In June of 2022, inflation was at 9% and a year later it’s at 3%...
People would love to have a guaranteed income stream in retirement. Now don’t get us wrong, we think having a guaranteed income stream is a wonderful thing to have as part of your overall income strategy, but you need to have other resources that are flexible enough to help you keep pace with inflation and available in case of emergencies. If you don’t currently have a plan in place, our doors are always open and we’re happy to discuss financial strategies that are right for you. Contact our team today.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about strategies for withdrawing money during retirement in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 464287
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
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Thursday Jul 27, 2023
Thursday Jul 27, 2023
Marc and Marion didn’t have a set agenda for this week’s podcast – until yesterday. It’s hard to believe that we’ve been sharing our thoughts and advice on air for over 12 years now. You always hope your message reaches the people who get the most value out of it. Our day was made yesterday when Marc met with a client who shared he spends a lot of time listening to this podcast. He’s also listened to past radio shows, he joins us on our quarterly webinar (contact us to get a future invite: Contact Freedman Financial), and he said what he’s grown to really like about our firm is how consistent our messaging is despite the volatility in the markets.
With our 50 years of experience, we can truly say that we’ve “Been there…done that…” Tune in to this week’s episode of Dollars & Sense as Marc and Marion chat about the importance of consistent messaging in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 461432
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
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Thursday Jul 20, 2023
Thursday Jul 20, 2023
It’s the middle of summer and we are feeling that heat and humidity! Here’s hoping the last half of summer is drier and more enjoyable.
Even though we saw a lot of turbulence last year, 2023 is turning out to be a pretty good year for the stock market. What helped turn the market around? A few big factors were the FED realized they were raising interest rates too fast and eased off, the unemployment rate is very low, and we avoided a recession that many thought we’d be in by now. We can’t say we didn’t warn you to turn the news off and to stop listening to the media’s scare tactics. ;)
We’re packing a one-two punch and busting myths about taxes in retirement. For those who have been working for years and socking money away in their 401(k), they’re now seeing significantly large balances in them. Back in the day, employees were given company-sponsored pensions and you were simply paid the pension when you left. The issue we’re seeing for 401(k) owners is that this large lump of money is taxable income and you need to know how to manage it so it lasts you for the rest of your life in a tax efficient way. You ever hear the expression that once you retire you’ll be in a lower tax bracket? Is that really the case?
Whether you’re a business owner or work for someone else, you can’t avoid taxes in retirement. What you can control is saving money now and working with a certified financial planner professional to help you plan for your retirement and beyond. Contact our team today at www.freedmanfinancial.com/contact-us.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion bust myths about taxes in retirement in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 458600
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Thursday Jul 13, 2023
Thursday Jul 13, 2023
One of the things that everyone likes to do, especially those who are approaching or in retirement, is to travel. The joy of having more flexibility, freedom, and the opportunity to embark on longer journeys is what retirees eagerly anticipate when planning their next adventure. After Covid derailed everyone's travel plans for a few years, people were anxious to see the world again. Some individuals even considered indulging in more luxurious trips as they had saved money by not traveling in 2020 and 2021. However, it's important to note that this form of mental accounting might lead to increased spending, as the money you thought you were saving was most likely allocated to other expenses.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about travel tips for retirees in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 456507
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Thursday Jul 06, 2023
Thursday Jul 06, 2023
We hope everyone had an enjoyable 4th of July... minus all the rain.
On a brighter note (pun intended) we finished the first half of 2023 with the markets performing relatively well!
But as we all know, anyone who invests needs to be ready for the ups AND downs of the markets. That is why planning for the long-term is so important. At Freedman Financial, we have noticed a shift in a lot of our client's mindsets. They are becoming more and more thoughtful about envisioning what a successful retirement means to them.
Holistic lifestyle planning, instead of just focusing on investments, helps with this.
Imagine you had all the money you ever wanted… what would you do with it? Now imagine you have been told by your doctor you have 5-10 years to live… how would you spend your money then? Your answers to these questions would likely differ if you are 25 vs. 45.
Take the time this summer to have important conversations when it comes to money, we are also happy to lend an ear. Contact us today at www.freedmanfinancial.com/contact-us.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about important questions you should ask a financial advisor during your consultation in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #453986
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Thursday Jun 29, 2023
Thursday Jun 29, 2023
More and more people are ready to begin financial planning and have reached out to our team to see if we’re the right fit. We always enjoy a good interview session and thought it would be fun to share with you some of the questions that are being asked of us and then share how we answer them. By the end of this podcast, you might think Freedman Financial is the right firm for you – we sure hope you do!
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about important questions you should ask a financial advisor during your consultation in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 452176
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Thursday Jun 22, 2023
Thursday Jun 22, 2023
Many of our listeners struggle with what they should do if something happens to them, their spouse, or their children. Death is inevitable yet it seems a lot of people are caught off-guard when asked to step in when somebody dies.
Tune in to this week’s episode of Dollars & Sense as Marc and Marion talk about how they’ve become experts in helping families financially prepare for the death of a loved one in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 449885
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean
Thursday Jun 15, 2023
Thursday Jun 15, 2023
We have clients coming into our office all the time for their review meetings and they’re always asking us for our advice and opinion because of a headline they’ve heard in the news. The latest headlines are prompting our clients to talk to us about the status of our economy, the probability of a recession, whether or not they should invest in the stock market, and if it’s a good time to buy gold.
Why is there a sudden increase in the interest to purchase gold? Tune in to this week’s episode of Dollars & Sense as Marc and Marion discuss why more and more people are interested in buying gold and the importance of long-term investing in a language you can understand.
A full complement of Dollars & Sense broadcasts found here.
DISCLOSURES:
During Dollars & Sense with Freedman Financial, your host, Marc Freedman, may discuss specific financial planning and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations.
Securities and advisory services are offered through LPL Financial, a Member of FINRA and SIPC.
Always consult a Certified Financial Planner professional, qualified attorney, or tax advisor prior to investing to determine what is appropriate for you.
Tracking #: 447631
Dollars & Sense podcast now streaming on:
Spotify
iHeartRadio
Apple Podcasts, previously known as iTunes
Google Podcasts
TuneIn + Alexa
Pandora
PodBean